Sunday, March 29, 2009

cut your credit card!

today went out with Tina, she told me these days she felt so release because her credit card was paid off. she never owe bank any more. then i ask how much she owed bank? she gave me 4 fingers...well , four thousand its a lot,but my credit card also debted more than one thousand. then she tell me ,its 40 thousand...

she earned only more than one thousand monthly i can't image how can she pay off, of course she herself can't image too, so her parents have to pay for her...i asked what she has bought she said she does not know...clothes , shoes, cosmetics,perfume. ..i really have nothing to say any more.
her mobile is not changed for a long time, her computer is not changed for longer than 5 years....i laughed on it for at least 10minutes, felt so unbelievable.40 thousands can buy half of a cheap car.... such poor as us should learn how to save money! but this girl not only does not know saving money but spend a lot, now i doubt if she is an American or still a Chinese...
she told me she has more than 7 cards, and now cut them all,and warned me that DO NOT APPLY ANY CREDIT CARD , of course no matter how difficult am i i won't own more than one credit card or ask money from my parents. i am such a controlled person~~

then she talked about which bank is better and which one is worse, which bank's which services is good... haha, so she knows more bank business on this aspect than me...

we really must keep eyes on our purse when we have no money.

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